Our hearts are heavy as we think of those impacted by the recent devastating wildfires. These tragedies serve as a stark reminder that being prepared is essential. As the frequency and intensity of these fires increase, it’s crucial to be prepared and know how to handle the aftermath, including making insurance claims. One important step you can take is to create a detailed home inventory for insurance purposes to protect what matters most - take photos & videos! If your home is in the name of your Trust, make sure that your Trust is listed as additionally insured on your homeowner’s insurance policy to avoid any pushback or any issues with your insurer.
Preparing for Wildfires
- Create a Defensible Space: Clear vegetation and debris around your home to create a buffer zone that can slow the spread of fire. Trim trees and shrubs, and remove dead plants and leaves.
- Use Fire-Resistant Materials: Consider using fire-resistant materials for your roof, siding, and decks. Install spark arresters in chimneys and stovepipes.
- Prepare an Emergency Kit: Include essentials like water, non-perishable food, a flashlight, batteries, a first-aid kit, medications and important documents. Have a plan for pets and livestock.
- Develop an Evacuation Plan: Know multiple routes out of your area and practice them with your family. Designate a meeting place outside the fire zone.
- Stay informed: Monitor local news and weather reports for updates on fire conditions. https://www.watchduty.org/ Sign up for emergency alerts in your area.
Preparing for wildfires involves proactive measures to protect your home and family, as well as understanding the steps to take in the event of a fire. By creating a defensible space, using fire-resistant materials, and having an emergency plan, you can significantly reduce the risk to your property. In the unfortunate event of a wildfire, knowing how to document damage and navigate the insurance claims process can help you recover more quickly. Stay informed, stay prepared, and prioritize safety above all.
We are deeply grateful to the brave firefighters, first responders, and volunteers working tirelessly to protect lives and homes. In these very trying times, here are a few places and organizations where one may donate to help.
Red Cross Disaster Relief https://www.redcross.org/ | California Fire Foundation https://www.cafirefoundation.org/ | Greater Good Charities https://greatergood.org/ | Pasadena Humane Society https://pasadenahumane.org/ | Los Angeles Fire Department Foundation https://supportlafd.org/
